If you're tight on cash this Valentine's Day, it may still be possible to plan a last-minute getaway to New York City or the Boston area. World Wide Bus, which launched last fall, is offering free round-trip bus tickets from Manhattan to Cambridge, or vice versa.

Too good to be true? Well, if you can take time off work, the free tickets are valid for travel on Feb. 14 (Valentine's Day), Feb. 15, Feb. 16, or Feb. 17. I just checked and found that there are still seats left on the 9 a.m. departure from Manhattan, which would put you in Cambridge by 2 p.m. -- that leaves you plenty of time to explore before sitting down to a romantic V-Day dinner.

The company initially set aside 1,000 one-way tickets for this Valentine's Day promotion, but is now aiming to add buses to accommodate any increased demand. Even so, it's best to lock in these free tickets now. There are three daily departures from each city. The nearly five-hour bus ride is made a bit more tolerable with Wi-Fi and power outlets at each seat.

The Deal: The round-trip tickets are worth $30 ($15 one-way).

The Details: Limit two round-trip tickets per customer. You must register in advance of the day you're traveling, and enter each passenger's name on the ticket. Other free routes between Feb. 14-17 include Manhattan to Newton, Mass., or vice versa.

More Info: www.worldwidebus.com

If you really want to impress a chocoholic on Valentine's Day, consider stopping by one of these chocolate factory tours in San Francisco, New York City, Las Vegas, Hawaii, and Vermont. Most of these tours are free, plus you'll score complimentary samples -- and extra brownie points for creativity.

But even if you can only give your sweetheart a box of chocolates this year, these tours are available year-round (not that you really need an excuse to indulge on your next vacation).

TCHO
Where: Pier 17, San Francisco
Move over, Ghirardelli. TCHO launched a free factory tour just after Thanksgiving. Though each tour includes complimentary samples of chocolate, cocoa nibs, and biscotti, few people will be able to resist buying the best-selling chocolate-covered mango pieces ($4 for four ounces). And for chocolate lovers who can't make it to the factory, TCHO is expected to unveil a virtual tour soon.
When: 10 a.m. and 2 p.m. daily; factory operation may not be in production on all weekends.
Cost: Free tour. Walk-ins are accepted, but there's a limit of 30 people per tour, so you'll want to reserve tickets through www.brownpapertickets.com.
Info: www.tcho.com

Big Island Candies
Where: Hilo, Hawaii
Large glass windows let you watch rows of workers as they hand-dip macadamia nuts in milk or dark chocolate. More adventurous chocolate lovers may want to try Ika, dried cuttlefish dipped in chocolate. You'll also be able to help yourself to chocolate and cookie samples, all of which you can wash down with a complimentary cup of Kona coffee.
When: Factory operation is viewable 8:30 a.m.-3:45 p.m. Mondays-Thursdays
Cost: Free admission; two-ounce box of chocolate-covered macadamia nuts from $4.
Info: www.bigislandcandies.com

Lake Champlain Chocolates
Where: Burlington, Vermont
The 25-minute factory tour includes free tastings of dark, milk, and white chocolate, plus a featured sample that varies by day. The company's bestseller? Truffles ($2.25 each; $12 for a four-piece gift box).
When: 9 a.m.-2 p.m. Mondays-Fridays on the hour; in the summer, there is typically a tasting session and a video demo on Fridays instead of the tour.
Cost: Free tour. Walk-ins are accepted; limit 30 people per tour.
Info: 800/465-5909 for reservations; www.lakechamplainchocolates.com

A new year often means lofty resolutions, especially when it comes to planning and maintaining a travel budget.

Though there are many personal-finance sites and software out there, this year I'm resolving to use Mint.com's free online tool. You can create plans for saving toward retirement and buying a house, but I'll be primarily using the site for its Travel Goals, which help you set -- and stick to -- realistic travel budgets.

And though the tool obviously doesn't do the hardest part (you still have to save the money), it does track how far or close you are to achieving your Travel Goal.

For example, say you want to go to Hawaii for a week this summer. Once you create a budget by filling in the estimates for airfare, hotel, meals, and other expenses, you can then specify how much you will contribute to that Travel Goal each month.

If you underestimate how much you'd need to save per month, the online tool points out: "Oh no! You aren't saving enough each month to reach your goal on time." The tool then offers you two ways to fix your Travel Goal: increase your monthly contribution in order to reach your desired travel date or postpone your planned date to fit your monthly contribution.

If you stay on track with saving the specified amount each month, Mint.com's budgeting tool highlights (and adjusts) the projected date of when you can afford to take the trip. Save more, and you could afford to take your trip a month or two earlier.

But if you slack on your monthly savings, the date will be pushed back -- a reality check and an instant motivator. Once you mentally equate an unnecessary clothing purchase or an impulse buy to the consequence of delaying your trip by a month, saving becomes a little more real.

Granted, most people will buy plane tickets and reserve hotels with a credit card several months before actually taking the trip; the tool helps track if you'll be able to easily pay it all off after your trip. After all, nothing ruins a vacation more than coming home to bills that you're not financially prepared to handle.

To fund my travels this year, I've linked my Mint.com account to an ING Savings Account labeled Travel Fund.

How do you stay on track with saving up for a vacation?

[flickr image via epSoS.de]

Gallery: How to create a realistic travel budget

A funny thing happens to my travel photos after a trip. After uploading select pictures to Flickr or Picasa, my photos often languish unedited (and unseen) on my laptop. I tell myself that when I finally carve out some free time, I'll go back and properly edit the rest of the pictures and create a photo book or scrapbook to remember my vacation.

Unfortunately, the photo folders keep multiplying and I never seem to find the time. Luckily, there's now an affordable online service that can edit your photos for you: Krome Photos.

How It Works
Sign up for a free trial with 25 photo credits and 1GB of storage at www.kromephotos.com. Another special introductory offer gives you 100 photo credits for $2.50. See here for more pricing plans, including monthly subscriptions.

Download the Krome Photo Uploader to your desktop, and upload any photos that you want to be edited. Go off, live life, and about 24-36 hours later, you'll get an e-mail notifying that your photos have received the "Krome Treatment," or the talents of a personal photo editor who may improve your pictures with color correction, red-eye correction, cropping, or other tweaks.

You can accept or reject the photo enhancements; a photo credit is deducted from your account balance if you download or share an edited photo. Though it's nice to have someone else's perspective on your photography, if you don't like how a certain photo is cropped or edited, you can easily undo the Krome Treatment. For each photo that you undo, a photo credit is refunded.

Need help deciding which edited photos to keep? You can click on a Before/After button to see the original picture and edited version side by side.

Trying to find authentic souvenirs amid all the mass-produced merchandise can be tough. Here are five affordable New York City souvenirs that make great gifts for foodies -- and any traveler who wants to keep a taste of the Big Apple close at hand.

Shake Shack
Danny Meyer's New York City-based burger empire makes adorable Small Fry onesies for infants and Shake Shack T-shirts for adults -- the silhouettes are a nod to the hour-long waits at the original Madison Square Park location, which even has a Shack Cam webcam to help people figure out when to go.
Cost: $18 each
Where to Buy: At any of the five Shake Shack locations (Madison Square Park, Times Square, Upper West Side, Upper East Side, or Citi Field)

Gimme! Coffee
Ithaca, N.Y.-based Gimme! Coffee has a Manhattan location and an outpost in Brooklyn. Perfect for espresso lovers, this 3-ounce porcelain cup's message is loud and clear.
Cost: $9.95 for a cup and matching saucer
Where to Buy: www.gimmecoffee.com

Broadway gear
You've already paid for expensive Broadway show tickets and hate the idea of paying $20 for a souvenir program. Luckily, you don't have to go home with just the Playbill. Stop at one of the bars in the theater, where you can buy a drink and keep the reusable plastic cup. For example, a Coke in this Wicked commemorative cup costs $5, while a Wicked mug at the souvenir kiosk is $15 (and doesn't include a drink).
Cost: $5 for soda in a souvenir cup
Where to Buy: Broadway theaters, such as Wicked at the Gershwin Theatre (222 W. 51st St.) or The Lion King at the Minskoff Theatre (1515 Broadway)

Magnolia Bakery
Though the cupcake craze seems to ebb and flow, Magnolia Bakery (made famous by Sex and the City) offers a cute alternative to the regular I Heart New York T-shirts. Plus, the shirt will last long after the sugar rush subsides.
Cost: $20 for adults; $15 for teens, toddlers, and infants
Where to Buy: www.magnoliabakery.com

Jacques Torres
Warm up with this deliciously sinful Wicked Hot Chocolate -- it's spiked with cinnamon, allspice, sweet ancho chile peppers, and smoked ground chipotle chile peppers. If you can't resist sampling the hot chocolate at the store, expect to pay $3.25 for a small 8-ounce cup and $4.25 for a large 12-ounce cup.
Cost: $18 per souvenir tin, which makes 8-10 cups each
Where to Buy: At any of the four NYC locations or www.mrchocolate.com

Gallery: Affordable New York City souvenirs under $20

It's hard to say whether these suitcases are meant for the kids or the parents. Adorable enough to entertain kids and stylish enough to appeal preteens, and teens, these five affordable carry-ons may be just the thing to encourage children to roll their own gear through the airport.

Isabella Fiore
Italian designer Isabella Fiore launched a hard-shell suitcase this fall that proves that suitcases don't have to come in boring black. The floral pattern is sophisticated enough for preteens, teens, and adults alike. Bonus: The 20-inch polycarbonate wheelie bag weighs a mere 6.5 pounds -- and with a stylish bag like this, your precocious child may even start looking forward to packing.
Cost: $100 for a 20-inch suitcase; available in white, pink, and blue floral prints
Where to Buy: Dillard's stores

Beatrix New York
With whimsical designs such as a robot, an owl, a monkey, a ladybug, and a dinosaur, I only wish that these 16-inch wheelie bags also came in grown-up sizes. Bonus: The handle is perfectly sized for kids, but the height cleverly extends a bit longer for adults who may need to take over wheeling the bag through the airport.
Cost: $94
Where to Buy: www.dantebeatrix.com

Ecozoo Rolling Series by Ecogear
Ecogear's Rolling Monkey is the latest animal to join the Ecozoo menagerie, which already includes a panda, puppy, pig, and frog. Padded shoulder straps transform the rolling bag into an easy-to-carry backpack.
Cost: $50
Where to Buy: www.ecogear-products.com

Trunki
I recently spotted a pair of the tiger-shaped Trunki suitcases at San Francisco International Airport. The pint-size wheelie suitcases can be filled with toys, games, and other distractions -- and best of all, kids can hitch a free ride by sitting on the hard-case suitcases. And when your flight is delayed, the suitcase is certainly a cleaner place to sit than the airport floor.
Cost: $39.99
Where to Buy: www.melissaanddoug.com

Hello Kitty by FAB NY
The beloved Sanrio character is still going strong after 35 years. And even if your little one eventually outgrows her Hello Kitty obsession or decides that pink isn't for her, the 16-inch wheelie bag is one of the most affordable suitcases of the bunch.
Cost: $39.99
Where to Buy: www.toysrus.com

Gallery: 5 adorable suitcases for kids

Skiing isn't the most budget-friendly winter activity, but you can find affordable ski deals if you know when and where to book lift tickets.

Evan Reece, co-founder of Liftopia.com, reveals how to save on lift tickets at popular ski resorts around the U.S.

Buy lift tickets in advance and pick your days carefully.
If you buy a lift ticket through Liftopia at least the day before you plan to ski, you can typically save an average of 35 percent when compared to booking a one-day pass in person at the ticket window. Mid-week lift tickets are generally cheaper, and skiing on Sundays typically costs less than Saturdays. "Many customers will go up for the weekend and intend to ski both days, Reece says. "But they'll end up being tired on Sunday. And faced with a four-hour drive, they'll just say, 'Let's go.'"

Ski on Christmas Day.
When everyone else is preoccupied with opening gifts on Christmas morning, hit the ski slopes and save. Based on last year's data, the average price of all lift tickets booked in advance through Liftopia for Christmas Day skiing was 39.7 percent less than what you'd pay at the window, Reece says. Other bargain days include New Year's Day, Jan. 2, and Super Bowl Sunday.

Are you the type of traveler who checks in on Foursquare when you're at the airport or your hotel? If so, your social media addiction can now translate into extra loyalty points, thanks to the free Topguest travel app.

Topguest rewards your Foursquare or Facebook Places check-ins by linking your hotel or airline loyalty programs with your social media activity. Nothing is posted publicly without your permission, so you can reap the rewards without worrying about divulging your whereabouts.

While in San Francisco for Thanksgiving, I tested out the Topguest app, which has expanded since its summer debut.

After downloading the free app, I was able to add my membership numbers for Virgin America (25 Elevate points for each check-in to a Virgin America terminal, clubhouse or ticket counter) and Hilton HHonors (50 points for each check-in at a Doubletree). Don't know the numbers by heart? I was able to easily copy and paste the loyalty numbers from account statements in my e-mail inbox. Once your accounts are linked, you can just check in on Foursquare or Facebook Places like you normally would.

Spice up your holiday traditions with one of these wacky winter activities in Paris, Los Angeles, Las Vegas, and other cities around the world.

Lighted Farm Implement Parade
Where: Yakima Valley, WA
Holiday parades are a dime a dozen, but this one can't help but make you smile. More than 50 farm implements (as in tractors), trucks, and floats participate in this 21-year-old tradition in Sunnyside, WA.
Cost: Free
When: 6 p.m. Dec. 4, 2010

Roving Snowcat Food Trucks
Where: Mammoth Mountain, CA
Starting Dec. 18, Roving Mammoth snowcat food trucks will serve breakfast, lunch, and snacks (including churros, burritos, and calzones) to skiers and snowboarders on Mammoth Mountain. Non-alcoholic beverages will also be sold, but you'll have to save your après-ski cocktails for after you unstrap your skis and snowboards.
Cost: A one-day ski lift ticket is $92 for adults, $69 for teens, and $46 for kids 7-12; kids 6 and under are free.

Snow Bar
Where: Paris
The Hilton Arc de Triomphe, about a 10-minute walk from the world's most famous arch, has transformed its outdoor courtyard into a winter wonderland. Expect snow makers, a cozy chalet bar with cocktails, and hostesses dressed up like Mrs. Claus.
When: Dec. 2, 2010-Jan. 1, 2011
Cost: Rooms start at 295 euros ($385) per night in December.

Pool-Turned-Ice Skating Rink
Where: Los Angeles
The W Los Angeles-Westwood has once again transformed its pool deck into an ice skating rink. The hybrid ice rink means that if you fall, you won't feel cold or wet. The Snowy Snack Bar also lets you decorate your own gingerbread men or mini holiday cupcakes (add $10 per person).
Cost: $10 for a one-hour session with skate rentals; open to the public
When: Until Jan. 2, 2011

Chocolate Carousel
Where: Las Vegas, Nevada
A life-size (and fully functional) carousel made with chocolate and sugar is part of the annual Holiday Village at the Four Seasons Hotel Las Vegas. Alas, the drool-worthy carousel isn't meant for rides, but you can admire the intricate handiwork up close.
Cost: Free and open to the public
When: Until Dec. 25, 2010

[Photo: Courtesy Daily Sun News, Sunnyside]

Gallery: Wacky Winter Activities & Holiday Traditions

I'm going home for Thanksgiving for the first time since moving from the San Francisco Bay Area to New York City. And rather than agreeing to sleep on the futon, I'm springing for a hotel room. Does choosing to stay in a hotel make me a bad person since the whole point of the holiday is to be with family?

As much as I love my family, I'm not too crazy about the idea of my 9-year-old niece and 5-year-old nephew rousing me out of bed at 6 a.m. every day. And though my sister tries her best to keep them occupied until I've woken up, the guilt -- and their adorable pleading ("Will you play with me?", "Are you still sleeping?") -- inevitably drives me to get up with the rest of the family.

To be honest, I didn't plan to stay at a hotel over Thanksgiving. But as a Kimpton InTouch loyalty member, I received an e-mail blast several weeks ago for weekend deals. When I discovered that the deal wasn't blacked out over Thanksgiving weekend, I ended up booking three nights at the Sir Francis Drake in San Francisco's Union Square for $109 per night. Is the extra sleep worth that much money? In my case, yes.