Your a dreamer......although tips are not mandatory, clearly the staff for the most part deserves their tips and that alone will be $12.00 per day per person in addition what do you go on a cruise for other than relaxation and the ports that you visit. There is no way that you can get a reasonable tour for less than $75-100 including tips on any of the islands from the locals. What about drinks and don't forget the bottled water!! I have been on more than 40 cruises and over the past several years the cruiseline rates are no longer all inclusive but have become an a'lcarte menu which includes coffee, steaks, orange juice, location of a chaise lounge and many more items. Clearly the article has hit it on the head...be prepared to pay close to double the actual fare that you paid.