Could a hurricane still disrupt your vacation?

If you have a vacation planned to the Gulf of Mexico coast between now and the end of November, the odds that it will get screwed up by a hurricane are declining rapidly. Hurricane season ends on November 30, and it looks like it’s going to be remembered as a pretty mild one, with only 16 named storms, nine hurricanes and five hitting Category 3 or higher. There haven’t been any major storms to make landfall.

So, it looks like 2010 will resemble 1951, according to an Insurance Information Institute blog post – the only year to have at least five major hurricanes but none actually making landfall in the United States.

There’s still a chance that a big one could disrupt your travel plans: think Hurricane Wilma in 2005, for example, which followed Hurricane Katrina and was the fourth costliest hurricane in terms of insured losses ($11.3 billion, adjusted for inflation).

[photo by NASA Goddard Photo and Video via Flickr]